Know The Term Of This Agreement When To Buy A Residential
At the time of buying a dwelling, you would be more often heard the terms around the sale and purchase agreement starting from the Sale and Purchase Agreement (PPJB), Sale and Purchase Agreement (PJB) and Deed of Sale and Purchase (AJB).
For those of you who first time buyer or first time to buy a house, the three terms can be quite ‘foreign’ heard. But unfortunately, if you underestimate the terms, it can be fatal consequences.
Why? Because, in the three terms are clearly taman minimalis between the rights and obligations, both for consumers and developers (sellers). And if you really do not understand it, fearing it could harm you as a consumer.
In this article, Ru will describe the terms of the important agreement when going to buy residential both houses and apartments. Here’s the review:
Sale and Purchase Agreement (PPJB)
The first agreement is PPJB. The purpose of this PPJB as a temporary binder, when making AJB official in the presence of Official Deed Official (PPAT). In short, PPJB is the content of the seller’s agreement to bind itself to selling to the buyer along with the signing or ‘down payment’ based on the agreement.
Typically, the manufacture of PPJB is made when the price payment is not extensive. The contents listed on the PPJB include price, when the repayment time, and the provision made AJB.
According to Ferly Firmansyah, marketing supervisor of PT. Barokah Propertindo Mandiri, important points on the PPJB include the object of binding of sale and purchase, liabilities and guarantees of the seller, the obligations for the buyer, and the content of the sale and purchase binding agreement in accordance with the government’s decision.
Binding Sale and Purchase (PJB)
The second is the Sale and Purchase Bid (PJB). This Agreement explains the agreement between the seller to sell his property to the buyer made by notarial deed.
The existence of PJB is actually helping consumers if they want to sell their property for certain reasons, such as not paid off property payments.
Ferly describes that PJB is known to be two kinds of PJB paid and PJB is not paid off. PJB keel explained transactions on the object of sale and purchase that is outside the notary work area or PPAT in question.
“While the PJB is not paid when the payment of the purchase price has not been fully paid by the seller. On the PJB is not paid off, the things listed include the amount of the advance paid at the signing of the certificate of PJB, the manner or term of payment, when repayment, and sanctions are given, “he added.
Deed of Sale and Purchase (AJB)
Last is the Deed of Sale and Purchase (AJB). This Agreement is an authentic deed created and issued by the PPATK. The goal, as a transfer of rights to land and buildings.
“The rules of manufacture of AJB is standard, because it refers to the Regulation of Head of National Land Agency no. 8 of 2012 on Land Registry. One of the conditions AJB can be made, if all taxes arising from the sale and purchase has been paid entirely by the parties who are obliged, “explained Ferly.
Later after AJB is accepted, you can perform the ‘reverse stage’ by applying for the transfer of rights to the local land office. If the process of ‘behind the name’ is completed, then the rights to land and buildings have moved from the seller to the buyer.