Apartment: The Investment Now Became a Suggestion and Promise!

Apartment: The Investment Now Became a Suggestion and Promise!

Do you know if modern lifestyle trends do not always make miserable? For example, call it the trend of living in a modern dwelling like an apartment. If you are observant, residential model like this you can make an investment loh!

“Utilizing the trend is a smart business choice!” Praised Mike Rini Sutikno, CFP, Financial Planner of the Partners of Education Plans (MRE). “You can make a profit without fearing the risk of losing investment from a business like this,” he added.

Certainly there are some advantages if you invest in an apartment (strata tittle) than a house (landed house). Let’s just say the location of the apartment is usually built in a strategic area, in contrast to the homes usually offered in the suburbs.

In addition, infrastructure or facilities provided by the developer on the apartment is clearly better such as security, sports facilities, cleanliness. And of course the level of occupancy was higher.

And according to Mike Rini, here are some cat rumah minimalis aspects that you must meet and understand that these investment options can meet a high commercial value.

Site selection

The preferred location of the apartment is located near the business center, or at least has easy access. Likewise with access in and out of and to the apartment environment. Remember, apartment enthusiasts are generally workers, professionals, and business people with high business activity.

Also know who your target market is. If targeting the expatriates, then understand first their habits and lifestyle. Generally they have a community and tend to live in adjacent neighborhoods.

Legal aspect

Completeness of apartment permit, such as block plan, preliminary permit, IMB, certificate of land (Hak Guna Bangunan or HGB).

Also read: How to Renew Certificate HGB Apartments

This is so that you avoid losses such as buying an apartment with a land ownership status that is not clear – so that the ownership status of purchased apartment units are not involved problems.


Such as gyms, sports facilities (tennis courts, swimming pool), restaurants and cafes, parking lots, parks, number of lifts, and so forth.

Property management

Apartment management or property management of the apartment greatly affects the services provided to residents and guests.

This management includes the quality of cleanliness, safety, and comfort during the stay in the apartment.


Adjust your apartment investment with your budget. Do not forget, allocate for notary fees and taxes. If you buy with credit, take the credit from a bank that has worked with the developer to make the administrative procedure more concise.

For rental of apartment units in full furnish condition, must also be provided funds to fill the interior room equipment.

The developer’s reputation

Relate to the level of confidence to complete the construction of his apartment.

The fact is; A number of apartments never completed by the developers. Likewise with the developer experience, will greatly determine the quality of the building of the apartment.

Return On Investment

What kind of return do you expect from your apartment investment. Since rental income is similar to interest income on deposit and bond coupon bonds, people usually use the deposit interest benchmark as the lowest benchmark.

But you can also expect higher ROI. The reason; Because apartment investment is long term (more than 5 years), so you can also use benchmark medium-and long-term government bond yields.

For example, if current deposits range from 6% p.a, and medium and long-term government bonds are 9% – 12%; Then you can peg your apartment investment ROI accordingly or slightly higher than that benchmark.

Next stay looking for an apartment that can provide potential ROI after your target.

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